BUY NOW, PAY LATER
FROM KLARNA:
We partner with retailers all over the world to make it easy to pay how you like. Or, you can use our app and enjoy flexible payment options anywhere online. Buy now, pay later is an alternative to credit and gives you the flexibility to shop what you want, when you want, without breaking the bank. When you split the cost of your purchase into 4 smaller payments with Klarna, you’ll never pay any interest. Ever.
To use Klarna
Check out as Guest with Email:
Purchase at least $50 in cart and see option for Klarna. Must have an email, verifiable phone number, and address. Follow simple checkout process.
FROM SHOP PAY INSTALLMENTS
Shop Pay Installments gives you the option to pay in full at checkout, or to pay for your order over time. When available, Shop Pay Installments is a great option to help you maximize your budget. Depending on your purchase amount, there are two ways that you can pay for your order in installments. You can split your purchase into four bi-weekly installments or you can split your purchase into monthly installment payments. While there are no late fees for monthly installment payments, your order is subject to interest fees. Your credit score isn't affected when you apply, but it can change if you don't make your payments on time. After you make your first payment at checkout, you'll be charged either biweekly or monthly, depending on the installment payment option you chose. You'll be reminded by email and SMS text (if applicable) before each payment is charged to your card.
WHAT'S THE CATCH?
There's no catch. We don't charge interest, and we only charge fees if a payment fails or you need to adjust the date of your payments more than once per order. We also only run a soft credit check (or "soft inquiry"), so there's no negative hit to your credit score.
GETTING STARTED
If that all sounds great to you (and we hope it does), there are a few requirements to get started shopping.
• Be 18 years of age or older
• Have a US or Canadian phone number that can receive texts
• Have a working email address
• Have a non-prepaid payment method available
◦ For shoppers in the US and Canada, this can be a bank account, a debit card, or a credit card.